In America today, there is almost $1 trillion in student debt outstanding. But for the most part, college students all get the same, one-size fits all loan policy subsidized by the federal government. SchoolFund is an independent marketplace that allows backers to invest in students who receive loans on their own terms. Hard working students can secure better rates by maintaining a top GPA, while budding entrepreneurs can select longer repayment periods customized to their situation. Backers will be provided pertinent information such as the student’s school, area of study, GPA, and mission statement to judge credit worthiness. SchoolFund will open up a new market to investors, while improving the student loan experience for those seeking a higher education.